What are the Various Steps to Claim an Insurance Policy?
Step 1:
File a police report
If your claim involves a car accident or any illegal activity, such as theft, arson or a traffic violation, contact the police immediately.
Step 2:
Document any damage
For car accident claims, take photos or videos of the scene before you move your car
Step 3:
Review your coverage
Before you file your claim, make sure that you understand your coverages, limits and deductibles.
Step 4:
Contact your insurance company
Many insurance companies allow you to file simple claims online. For larger claims, contact your agent directly
Step 5: Prepare for the insurance adjuster
It's the adjuster's job to determine how much your insurance company will pay out.
Step 6:
Review the settlement offer
you review the offer carefully because after you accept it, your claim will be closed
Step 7: Receive the claim payment and repair the damage
If your insurance claim involves property damage, you can move forward with hiring a professional to make repairs.
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